The FAIR Plan’s policies are tailored to provide coverage for basic fire insurance. Work with a broker to learn if a FAIR Plan policy, along with optional supplemental coverage, fits your needs.

The FAIR Plan is a syndicated fire insurance pool comprised of all insurers licensed to conduct property/casualty business in California. The FAIR Plan was established by statute (California Insurance Code sections 10091 et seq.) in August, 1968 as an insurance placement facility.

The FAIR Plan is an association comprised of all insurers authorized to transact basic property insurance in California.

The FAIR Plan’s policies are tailored to provide coverage for basic fire insurance. Work with a broker to learn if a FAIR Plan policy, along with optional supplemental coverage, fits your needs.

The FAIR Plan is an association comprised of all insurers authorized to transact basic property insurance in California.

The FAIR Plan created this Broker Search feature to help you find licensed property and casualty insurance agents and brokers who are currently registered to submit applications and endorsements to the FAIR Plan.

Over the past four fiscal years (Since September 2020), Dwelling policies have increased by 123% and Commercial policies have increased by 161%. As of September 2024 (current fiscal year-end), the total number of FAIR Plan policies has increased 41% since September 2023 (prior fiscal year-end).

The California FAIR Plan offers Dwelling policies for customers that are unable to purchase coverage with a traditional insurance company.

At the FAIR Plan, we believe that your career is in your control. We offer our employees the chance to pursue a meaningful career in the insurance industry and offer a comprehensive benefits package. View Openings

The California FAIR Plan offers earthquake coverage through the California Earthquake Authority (CEA) as a separate policy for customers with a FAIR Plan dwelling fire policy.