Texas FAIR Plan Association (TFPA) provides residential property insurance throughout the state of Texas. We are what’s known as a “residual market insurer.” This means we were established to provide insurance to […]

Texas FAIR Plan Association’s mission is to provide essential residential property insurance products and services for eligible Texas policyholders when no one else will. In 1995, the Texas Legislature provided the statutory authority for the creation of the Texas Fair Access to Insurance Requirements Plan – commonly known as Texas FAIR ...

Over 6,500 agents are registered to write TWIA policies in the state of Texas. If you are one of these agents, visit our Agents page to access the TWIA Agent Portal, training and resources, news and announcements, frequently asked questions, and more.

Sep 30, 2024 · licensed to write property and casualty insurance in Texas can be authorized by FAIR Plan to submit applications. • FAIR Plan provides limited coverage for one and two family dwellings, townhouse units, and condominium units that are owner occupied and that meet its underwriting standards.

Dec 9, 2024 · The Texas Fair Plan was created by the Texas Legislature in 1995 to provide residential property insurance in areas considered underserved, as determined by the state's commissioner of insurance.

Jan 6, 2025 · The Texas FAIR Plan provides limited residential insurance for people who can’t get a policy through the private market. It provides homeowners, dwelling, condo, and tenant (i.e., renters) insurance. The average annual cost for a homeowners insurance policy through the Texas FAIR Plan is around $1,440.

Login to the Gateway Portal to access and manage your Texas Fair Plan policies and claims.

Apr 27, 2023 · The Texas FAIR plan offers insurance to homeowners or renters denied by two or more private insurance companies licensed to write policies for home insurance in Texas. Only homeowners of residential properties located within Texas may apply.

The Texas FAIR Plan Association charges various payment fees. Learn more about fees. Need help making a payment? Please follow these guides: Making Payments in the TFPA Customer Payment Portal; Making a One-Time Payment in the TFPA Payment System; Additional support information can be found here.

Sep 30, 2024 · B-0002-18 – FAIR Plan Association Assessment and Recoupment For more information, contact: PropertyCasualty@tdi.texas.gov Last updated: 12/4/2024