HELOC rates are still fluctuating. Here's what experts say about where they're heading after the June Fed meeting.

HELOC rates have been dropping for more than a year. But will they continue to do so after the Fed's June meeting?

There are compelling reasons why homeowners may want to lock in a home equity loan rate this June. Here are three.

Our team of experts analyzed 22 top HELOC lenders, focusing on interest rates, as well as application processes, customer support options and more, to highlight the ones with the best HELOC offerings.

A home equity loan allows you to access the ownership stake you’ve built in your home to accomplish your financial goals.

For example, the flexibility of a HELOC makes it a great way to borrow money for any purpose. And interest rates are often lower than other types of loans and are only paid on the amount borrowed.

Home equity loan and HELOCs rates are based on a benchmark interest rate (the “index”), plus an additional amount set by the lender (the “margin”). Lenders evaluate a borrower’s credit score, amount ...

Statewide, homeowners have $3.269 trillion of such equity. That’s 28.1% of the nation’s $11.5 trillion in tappable equity.

A home equity loan lets you borrow money using your home as collateral. You'll get a lump-sum payment and repay the loan with fixed-rate interest over a predetermined term. Some or all of the ...

HELOCs and home equity loans have fallen substantially from the highs they hit at the beginning of 2024, with HELOC rates in ...

HELOC balances rose 7.2% nationwide in 2024 as more homeowners tap equity amid high mortgage rates and limited refinancing ...

If you're planning on tapping into your home equity, our list of competitive HELOC rates can help you find the best deal. Katherine Watt Writer Katherine Watt is a CNET Money writer focusing on ...