Open the Venmo app. Tap the profile icon and select “Manage Balance.” Choose “Add Money.” Enter the amount you want to transfer. Select your linked bank account as the funding source.

Owned by digital payment giant PayPal since 2013, Venmo is one of the most popular free mobile finance apps with more than 90 million accounts in the US (the only country where it’s available).

Data is stored on servers in secure locations. To indicate encryption is on, Venmo uses “https:” and a lock icon next to the web address. Venmo offers two-factor authentication (2FA ...