Retirement expert Denise Appleby shares common pitfalls and real-life examples for IRAs, required minimum distributions, and ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

Dear Savvy Senior, What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost ...

"What can you tell me about spousal IRAs? My spouse and I are in our 50s and are looking for ways to boost our retirement ...

The contribution limit applies to all IRAs in a given year. For 2025, if you have both a traditional and a Roth IRA, you must decide how to divide $7,000 between the two.

A central piece of the "One Big Beautiful Bill," introduced by President Trump and now moving through Congress, proposes a $1 ...

In this piece, we’ll check in on a case of a 20-something-year-old individual who took to the r/MiddleClassFinance subreddit ...

Here are the pros and cons of Gold IRAs, providing insight into their benefits and drawbacks for savvy investors: ...

If your traditional IRA contains pre-tax contributions or earnings, you’ll owe income taxes during the conversion. These taxes are calculated based on the pro-rata rule, which we’ll cover below.

Saving for retirement can be very difficult for married spouses who stay home to care for family or otherwise have little income.

The greatest advantage of opening an early retirement account (IRA) is the power of compound interest. When you invest money, ...