The ability to withdraw or borrow from a whole life insurance policy makes it a much more flexible financial tool than a term policy, plus provides retirement and estate planning options. Drawbacks of ...

Guardian and MassMutual top our list of the best term life insurance companies in 2025. Many, or all, of the products featured on this page are from our advertising partners who compensate us when ...

Long-term care insurance policies use level premiums, meaning that after you sign up, the insurer cannot increase the cost based on your age and health. Buying younger can lock in a better deal.