Thinking of converting a traditional IRA to a Roth IRA? The Kiplinger Tax Letter Editor highlights nine factors you should ...

Instead of buying on the dip, investors facing hefty future tax consequences on their retirement savings may want to consider a Roth conversion. Plus a Roth IRA conversion lets you convert all of ...

My wife is currently working and has a traditional IRA with approximately $350,000 to $400,000. She is almost 65 but not ...

As you map out your retirement, it is important to take advantage of tax-free growth made possible by Roth conversions.

The main advantage of a Roth IRA is that your portfolio grows entirely tax-free. If you invest $1,000 and it grows to $10,000 you only pay taxes on the $1,000 before it goes into your account.

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

If you’re like Mark, Susan or Tom, your retirement and legacy goals will shape the strategy for your wealth. There’s no ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

Also, Roth withdrawals incur no income taxes past age 59 1/2 ... it can get very expensive to convert a large IRA all at once. Gradual conversion is one popular approach. Spreading the conversion ...

Among the investment strategies that those living in the FIRE world pursue, IRAs are a popular option. Thanks to their ...

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into Roth 401(k)s and Roth IRAs grow tax free and ...