Thousands of wildfire survivors whose smoke-related claims were denied by the FAIR Plan could now appeal to receive payments.

Last Tuesday, June 24th, a Superior Court judge ruled that the California Fair Access to Insurance Requirements (FAIR) Plan ...

A California judge has ruled the state’s bare-bones home insurance program’s handling of smoke damage claims is unlawful.

Homeowners who suffered smoke damage during the Southern California wildfires in January got a big win in court.

Homeowners insurance is becoming prohibitively expensive, but foregoing coverage can result in big financial risks, including ...

California Insurance Commissioner Ricardo Lara continues to advance a comprehensive reform package of the California FAIR Plan in his ongoing efforts to confront the state's "insurer of last resort's" ...

A Los Angeles Superior Court judge ruled that the California FAIR Plan’s smoke-damage policy directly violates state law by ...

The ruling: Judge Stuart Rice said the California FAIR Plan violates the state’s insurance code because it offers less ...

That decision was prompted by a lawsuit filed in 2021 by a man whose home, about 100 miles east of Sacramento, burned in a fire.

If at least two companies refuse to insure your home, you might be able to buy a policy through the state’s homeowner insurance provider of last resort, the Texas FAIR Plan Association.

That left the homeowners with no choice but to join the FAIR Plan, where they paid more but the policies are limited, including through a $3-million coverage cap on dwellings.

Homeowners and renters in San Diego may soon get a bill in the mail from their insurance companies to cover some of the cost of the LA wildfires to the California FAIR Plan.