While wealthy coastal counties bear the brunt of landfalling storms, poor residents in inland counties are navigating an even ...

Last Tuesday, June 24th, a Superior Court judge ruled that the California Fair Access to Insurance Requirements (FAIR) Plan ...

A California judge has ruled the state’s bare-bones home insurance program’s handling of smoke damage claims is unlawful, a ...

Homeowners insurance is becoming prohibitively expensive, but foregoing coverage can result in big financial risks, including ...

California Insurance Commissioner Ricardo Lara continues to advance a comprehensive reform package of the California FAIR Plan in his ongoing efforts to confront the state's "insurer of last resort's" ...

A Los Angeles Superior Court judge ruled that the California FAIR Plan’s smoke-damage policy directly violates state law by ...

The ruling: Judge Stuart Rice said the California FAIR Plan violates the state’s insurance code because it offers less ...

Lawsuits are accusing property insurers of forcing homeowners onto the state’s FAIR Plan. Also, how California’s insurance crisis is impacting foster care in the Central Valley.

If at least two companies refuse to insure your home, you might be able to buy a policy through the state’s homeowner insurance provider of last resort, the Texas FAIR Plan Association.

That left the homeowners with no choice but to join the FAIR Plan, where they paid more but the policies are limited, including through a $3-million coverage cap on dwellings.

SAN DIEGO, Calif. — Homeowners and renters in San Diego may soon get a bill in the mail from their insurance companies to cover some of the cost of the LA wildfires to the California FAIR Plan.

The FAIR Plan is a state-run insurance program that provides fire insurance to homeowners who cannot get coverage from private companies. Some fire victims say the state-run plan is anything but fair.