Understanding the allocations in your Roth IRA can help manage volatility and set realistic expectations for long-term ...

From a legal and regulatory standpoint, it is never too late for a Roth conversion. Under the rules, you can transfer ...

A Roth conversion can cause your Medicare premiums to surge. That's the bad news. The good news is that this surge will be ...

Another option for 401(k) plan participants is to do a “mega backdoor” Roth conversion. According to Vanguard, some 401(k) plans permit automatic Roth conversions, which means you can “make ...

Elliott Appel, the founder of Kindness Financial Planning in Madison, Wisconsin, said at the start of the 2020 COVID-19 market shock, he proactively did Roth conversions for clients as well as tax ...

You may consider so-called Roth individual retirement account conversions amid the stock market dip, according to certified financial planner Judy Brown at SC&H Group in the Washington ...

(CNN) — Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange ...

One way to do that is to convert at least some of your tax-deferred savings in your 401(k) or traditional IRA into a Roth account. Money rolled into Roth 401(k)s and Roth IRAs grow tax free and ...

2. Doing a Roth IRA conversion from a traditional IRA reduces taxes and saves money With traditional IRAs, contributions are tax-deductible, meaning you can deduct the contribution from your ...