Let’s go back to the tax-bracket model that we used above. Since you’re still working and earning $80,000, you might choose ...

Picture this: you’re 65 years old, still working and have around $400,000 saved in a traditional IRA. You’re healthy, active ...

Employers are now able to make matching contributions into Roth accounts, but they haven’t really started doing so yet. - .

One way to add to your income when on Social Security is by also applying for Supplemental Security Income. This federal ...

Plan sponsors can help employees take advantage of one of the most powerful retirement planning tools available today.

Millions of Americans could be falling short of their retirement savings goals by not taking advantage of a powerful ...

Starting retirement saving so young can cement good financial habits and allow you investments to grow even more.

Conversely, Roth IRAs and Roth 401(k ... account rather than a traditional IRA is simply the higher contribution limits offered with a 401(k) plan. The most that anyone is allowed to contribute ...

My questions: -- Should I contribute more to the Roth since any gains are tax-free and reduce the contribution to the traditional 401 ... My mom inherited my dad's IRA. She celebrates her 70th ...

I contribute almost 20% every two weeks — roughly 14% to my 401(k) and 6% to a Roth through payroll deductions. My employer matches an additional 5.5%. Each year an increase of 1% into 401(k ...

Preparing your taxes can be tense, time-consuming, and even overwhelming. Tax day 2025 is Tuesday, April 15. While you’re digging out documents and tackling your tax return, now is also a good ...