Range explores how a backdoor Roth IRA works, why it’s valuable for high-net-worth households, and the specific steps and tax ...

The SECURE Act largely eliminated the so-called stretch IRA that allowed non-spouse beneficiaries to take distributions over ...

Sam Edwards / OJO Images / Getty Images Regardless of how old you are, you can still reap the benefits of a Roth IRA, a retirement account that allows savers to grow their money tax-free.

already filled up their Roth or traditional IRA, so their tax-advantaged or tax-deferred investment strategies are pretty much filled up. They can look to life insurance, and particularly IUL, to ...

If your modified adjusted gross income (MAGI) exceeds these limits, you are ineligible to make direct Roth IRA contributions. However, a backdoor Roth IRA provides a legal workaround. Open a ...

To illustrate, you might not have been able to contribute to a Roth IRA during your working years due to your income level, but you may get that opportunity as you near retirement, or even when ...

One type of retirement account is a Roth IRA, which offers some flexibility and tax benefits. However, there are also contribution limits and income requirements to consider — including new ...

Need a break? Play the USA TODAY Daily Crossword Puzzle. Experts cite several good reasons why Roth IRA participation is lower among older Americans. First, many older workers entered the ...

Since cash value in a life insurance policy grows on a tax-deferred basis, an IUL can be a useful option if you've already maxed out your Roth IRA and other retirement accounts. However ...

While the Roth conversion into an individually owned ... you will need to be insurable to purchase the policies. Is an IRA-to-IUL conversion strategy sound? For many, the answer is yes, but ...