For a Roth conversion, he wants to move investments at a low that has the best chance for big appreciation. For a regular withdrawal, like for an RMD, he wants to use a short-term bond or other asset ...

A re you looking to optimize your retirement savings options now to maximize your income later on? It's easier said than done ...

Do Roth IRAs have RMDs? Here's what you should know about the rules for Roth IRAs and so you can avoid any potential tax penalties.