Below, we discuss nine important factors to keep in mind when deciding to do a Roth conversion. When you convert a traditional IRA to a Roth IRA, you will have to pay income tax on the conversion ...

The current market volatility serves as a timely reminder that your investment returns from a retirement vehicle, such as a Roth individual retirement account, will vary from year to year.

I have had a Roth IRA and a Traditional IRA for well over five years and want to start converting the traditional IRA to the ...

Tony Robbins, the author, motivational speaker and philanthropist, has a steadfast belief in the importance of Roth 401(k)s ...

An 18-year-old asked if it even made sense to invest in a Roth IRA. The individual believes retirement is just for the wealthy, but many commenters were quick to correct the original poster.

Most people are enrolled with a default contribution rate of around 3 to 5 percent of their paycheck, which gets funneled into a Roth or traditional IRA managed by an investment company.

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

Adding to the confusion is the original poster saying that Fidelity told them that the five-year rule applies to both 401(k) and traditional Roth IRA withdrawals. In other words, there’s a lot ...

Contribution ceilings on 401(k) accounts are considerably higher than for ordinary and Roth IRAs. Saving money in a 401(k) account, however, also often comes with a potential catch. Most investors ...

An inherited individual retirement account (IRA) can provide significant financial advantages and opportunities to those lucky enough to receive one. But it comes with rules that require close ...