Calculating when and how much of traditional retirement accounts to convert to Roth IRAs depends on a combination of tax ...

Gina Young is an accomplished finance writer ... account (IRA) to a Roth IRA is a strategic financial move that could lead to long-term tax savings. A Roth IRA conversion involves transferring ...

Let’s go back to the tax-bracket model that we used above. Since you’re still working and earning $80,000, you might choose ...

A financial advisor can help construct financial models and run what-if scenarios to make it easier to choose the right move on Roth conversion. MAGI is calculated by taking total gross income ...

Roth IRA conversions let you turn tax-deferred savings into Roth, incurring taxes now for tax-free withdrawals later. No limit exists on the amount you can convert per year, but large sums might ...

But before you pull the switch, there are lots of factors you will want to consider when it comes to Roth conversions ... personal finance and more - straight to your e-mail.

I am 70 and I have $1.4 million in traditional IRAs. Is it best to do $160,000 in Roth conversions for the next 1-3 years to reduce my high RMDs in about 5-10 years? That would put me in the 24% ...

For more information on Roth conversions please email me at maloi@sfr1.com. Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more.

When you’re contemplating a Roth conversion. If you have been a good ... Previously, she was a personal finance columnist and editor at Reuters, an editorial director at Fidelity and editor ...