Instead of buying on the dip, investors facing hefty future tax consequences on their retirement savings may want to consider a Roth conversion. Plus a Roth IRA conversion lets you convert all of ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, IRA expert Ed Slott and his staff spend a great deal of time and ...

PHOENIX — Reaching your retirement goals is possible despite the bipolar nature of today’s economy, and Roth conversion can be a major factor in securing that reality. This form of asset ...

From a legal and regulatory standpoint, it is never too late for a Roth conversion. Under the rules, you can transfer ...

That’s a great question, and definitely something worth thinking about. Whether a Roth conversion makes sense really depends on the specifics of your situation. Let’s walk through how to ...

Because of our income bracket – we make over $350,000 per year – we cannot contribute to a Roth anymore. We’re 61 and 62, and planning to work until at least 67. Do we qualify to convert our ...

2. Doing a Roth IRA conversion from a traditional IRA reduces taxes and saves money With traditional IRAs, contributions are tax-deductible, meaning you can deduct the contribution from your ...

or part of a Roth IRA conversion ladder. Is it Better to Invest in a Roth IRA or a 401(k)? In many cases, a Roth IRA can be a better choice than a 401(k) retirement plan, as it offers a flexible ...

Simply stated, this individual would convert a traditional IRA to a Roth IRA, allowing them to take advantage of tax-free growth and the withdrawal benefits of a Roth IRA. As with regular Roth IRA ...