Amica has the cheapest renters insurance rates in North Carolina at $13 per month for $30,000 of personal property coverage. That's 28% cheaper than the North Carolina average of $17 per month. You ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them.

Policy limits are typically between $1,000 and $5,000. Whether your renters insurance policy uses replacement cost or actual cash value (ACV) coverage affects your premiums. If your belongings are ...

If you don't own your home, renters insurance can protect your clothes, furniture, electronics and other belongings from damage or theft. It can also pay for legal fees or medical bills if you're ...