Almost 20 years ago, I took out a 20-year term life insurance policy for $500,000 and named my wife as beneficiary. The ...

You might resent having to pay premiums, but when disaster or just a minor fender-bender happens, you'll be happy you have ...

“To what extent should your surviving spouse be financially secure independent of the business?” In my experience, this is a ...

The new product is designed to provide investors with the option to pair mutual fund investments with term life insurance, ...

Regular Ulips’ maturity proceeds attract tax if their annual premiums exceed Rs 2.5 lakh. However, Budget 2025 has granted a ...

Long-term gains (from policies held for over a year) will be taxed at 12.5%. Earlier, there was ambiguity about whether such ...

Ensuring that you take out credit life insurance will help to cover your debts when you die and protect your assets.

If you don't buy long-term care insurance, how can you plan to cover your long-term care needs once they (most likely ...

The Smart Pension Secure Plan is linked to the Tata AIA Alpha 50 Index Pension Fund, which invests 80–100% of its assets in ...

Life insurance ensures financial security for your family in the event of your death, whereas term insurance provides this ...

Mandy is a personal finance contributor to Newsweek ... There are many travel insurance options available, and plans aren’t one-size-fits-all. According to sales data from Squaremouth, a ...

Is contributing to a variable universal life insurance policy a good idea? I’m 39 with a $310,000 annual income. I have $550,000 in a 401(k), $13,000 in an HSA, $25,000 in cash savings and a $42,000 ...