Learn how to negotiate your debt settlement with these expert tips and strategies. Reduce your debt and take control of your finances today.

Debt settlement involves persuading creditors to accept less than the amount you owe as payment in full. Normally, debt settlement only applies to unsecured debts because creditors can simply take ...

It’s important to remember that rebuilding your credit after debt settlement is a gradual process. The settlement itself can take years to complete, and the negative marks may remain on your credit ...

Settling debt on your own also saves you money on fees, since debt settlement companies generally charge 15–25% of the debt you enroll as fees for their services. The DIY approach, on the other hand, ...