Buyers who don’t have money for a down payment might try to find a no-down-payment mortgage loan, also known as a zero-down mortgage. These loans require no down payment, so you can borrow 100% ...

No-down-payment mortgages are rare, typically only available to people with high credit scores who can document adequate income to repay the loan. Here's how to get one.

A no-down-payment mortgage allows you to finance 100 percent of your home. Keep in mind that you’ll likely still have to pay closing costs — or roll them into your mortgage. VA loans and USDA ...

You’ll have to borrow more money, which means you’ll have larger monthly payments. Some no-down-payment loans have strict requirements, such as buying a home in a rural area or showing ...

A no-down-payment mortgage is a loan that doesn't require a percentage of the purchase price to be paid as a part of closing. This means the lender will finance 100% of the cost of the house.

Options For a Mortgage With Little Money Down If you don’t qualify for a mortgage with no down payment, there are still a few ways that you can buy a home without having to make a significant ...

That said, you don't always have to have the down payment money on hand to purchase a second home. There are creative financing strategies that could help you buy a second home with no money down.

Options for buying a car with no money down If you have good or excellent credit and a history of making car payments on time, you likely won’t be required to make a down payment.

No down payment car insurance: A guide It’s marketed as “no money down,” but you’ll always pay something upfront Updated Apr. 01, 2025 Fact-Checked By: Sharon Wu +1 more ...

For example, if you’re getting a VA-backed loan and you’re buying a $200,000 home with a 5% down payment of $10,000, you will pay a fee of $3,135, or 1.65% of the $190,000 loan amount.

News No gift money? No problem: How to afford a house on your own Published: Apr. 12, 2025, 11:00 a.m. By Nerd Wallet ...