As more people in California lose private insurance, the state's FAIR plan is filling up with homes in places the industry itself has classified as low-risk for wildfire.

All sense of survivors’ guilt was fleeting for those residents whose homes remained standing after wildfires ripped through the Los Angeles area three months ago. Nicole Maccalla, a data ...

However, this depends on the insurer's own individual risk assessment, not a wildfire risk map or anything else. Given that most homes in the FAIR plan are currently in lower-risk ZIP codes ...

Maccalla and others banded together as Eaton Fire Residents United, sharing indoor environmental testing data and compiling the results in an online map ... to the FAIR Plan limited coverage ...

California’s last-resort insurance program says it’s in dire financial straits after the Los Angeles wildfires.

The California FAIR Plan (the FAIR Plan) was created to provide insurance for high-risk properties that are difficult to ...