"Transition rates into serious delinquency have leveled off for credit card and auto loans over the past year," Daniel Mangrum, research economist at the New York Fed, said in a statement.

These changes can affect the interest rate you pay on your home loan. Several factors can influence these rate moves: After an aggressive cycle of interest rate hikes by the Federal Reserve from ...

The rate, which banks charge each other for overnight loans, remains in a range of 4.25% to 4.5%. The federal funds rate doesn't directly affect mortgage rates, but it indirectly influences them ...

When the Fed hiked rates in 2022 and 2023, the interest rates on most consumer loans quickly followed suit. Even though the central bank lowered its benchmark rate three times in 2024 ...

You might expect that this week’s decision from the Federal Reserve to hold interest rates steady means your student loan rates likely won’t change. And while it’s true they won’t change ...

Borrowing costs on student loans for the next academic year will likely be near a 15-year high. In the 2025-26 school term, the interest rate on undergraduate student debt is expected to be 6.39% ...

For a look at mortgage rate movement in recent years, see the chart below. Each mortgage has a loan term, or payment schedule. The most common mortgage terms are 15 and 30 years, although 10-, 20 ...

CNBC Select evaluated dozens of auto loan lenders based on their rates and terms, selection of loan options, car-buying experience and other factors. Below are our picks for the best auto loan ...

Mortgage rates usually drop in a recession, but by exactly how much depends on the circumstances of the economic downturn. Although interest rates on mortgages may trend lower in a recession ...

Good news for home loan borrowers! LIC Housing Finance Ltd (LIC HFL) has announced a reduction in its benchmark lending rate, making home loans more affordable for both new and existing customers.

Yale is a contributing writer for the Managing Your Money section for CBSNews.com, covering various personal finance topics, including investing, homebuying, loans and more. Those lower rates are ...