What you should know Liberty Mutual offers home insurance in all 50 states and Washington, D.C. However, home insurance coverage availability may vary by ZIP code.

As a larger insurance provider, it’s possible that you’ll pay more for your coverage through Liberty Mutual when you compare prices with smaller, more local insurance companies.

Liberty Mutual offered her $120 in compensation. Roadside assistance through an outside company - like AAA - might be more expensive but won't show up on your auto insurance.