What Is FAIR Plan Insurance? FAIR plan insurance covers high-risk homeowners who otherwise can’t obtain coverage. Many states ...

Consumer Watchdog sues Insurance Commissioner Ricardo Lara, alleging that rules he issued last year that will allow the California Fair Plan to charge policyholders for losses from the Jan. 7 fires ...

That Hvolka had to buy a policy from the state’s troubled home insurer of last resort after losing her insurance was hardly unusual, according to a Times analysis of FAIR Plan and California ...