The FAIR Plan pays all covered claims, including smoke claims, consistent with California law and its policy forms, which are approved by the California Department of Insurance. The FAIR Plan's ...

Stoller filed a claim with his insurer, the California FAIR Plan. "I assumed that they were ... his house tested for toxins and the preliminary report found unsafe levels of lead and lithium.

However, as insurers are withdrawing from California due to the increased risk wildfire claims, the FAIR Plan’s exposure has grown significantly in scope resulting in serious financial challenges.

Ali Moghaddas, a partner at Edelson PC, said the FAIR Plan policies affecting policyholders have added insult to injury. | ...

California’s Fair Plan, the state’s insurer of last resort, may be unable to pay billions in claims arising from the Los Angeles fires and may require a bailout that could ultimately be paid ...