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Sometimes, life goes one way when you planned on it to go another. In the case of retirement planning, let's say you've been ...

PHOENIX — Reaching your retirement goals is possible despite the bipolar nature of today’s economy, and Roth conversion can be a major factor in securing that reality. This form of asset ...

The decision to do a Roth conversion is inherently about comparing current and future tax liabilities. Suppose a single person is working, and currently at the very top of the 24% bracket.

The Tax Cuts and Jobs Act, which went into effect in 2018, stipulates that any Roth conversion is permanent and cannot be recharacterized. Who can do a conversion? Traditional IRA owners can do ...

Inheriting a retirement account can be complicated. With a retirement account that you opened, you’re referred to as the ...

As for Social Security, a Roth conversion could raise your taxable income, leading to potentially more of a tax hit on your Social Security benefits. 4. You are sure you want to do the conversion.

One of the big keys to ensuring you're saving enough is setting a specific numeric goal, and then mathematically working your ...

That's a great question, and definitely something worth thinking about. Whether a Roth conversion makes sense really depends on the specifics of your situation. Let's walk through how to evaluate ...

Because of our income bracket – we make over $350,000 per year – we cannot contribute to a Roth anymore. We’re 61 and 62, and planning to work until at least 67. Do we qualify to convert our ...