Answer: Generally speaking, it makes the most sense to consider a Roth conversion when your current tax rate is lower than ...

Fix My Portfolio When is a Roth conversion a good idea? How to know when to make a move. Making a Roth conversion decision on your own can be scary. Readers are confused about their strategies.

Converting now would enable you to spread a possible tax hit over more than one payment while reducing future taxes.

A Roth IRA allows for tax-free growth of retirement savings, potentially reducing the tax burden in retirement. Roth IRAs are only available to single tax filers earning less than $146,000 or ...

Roth IRAs are tax-free. Traditional IRAs are tax-deferred. Understanding the ramifications of tax-free versus tax-deferred in ...

My good friend Bob from Munster had a question I thought merited visiting in the column. Bob’s question involved a topic we are dealing with more and more often in ...

New tariffs could increase prices and shake the markets. Here’s what retirees need to know about Roth conversions, big ...

Roth IRAs can be an attractive addition to your portfolio, but boy, are they surrounded by rules and regulations. It's easy ...

David Hyden, President/Founder Get an In-Depth Roth Analysis at a 30% Discount Through July 2025 We are the bridge between ...