Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies ...

Allstate is the second-largest homeowners insurance company in the U.S. When you request a quote, Allstate suggests three different levels of coverage to choose from. You can further customize a ...

These disasters underscored the importance of understanding homeowners insurance for current homeowners and those looking to ...

Homeowners insurance can help with sudden damage from incidents such as fires or storms, but it won't cover all problems that could affect your home. When you have a claim, you'll pay a deductible ...

Insuring Against the Worst Amid the wildfires that ravaged Los Angeles last month, the U.S. Department of the Treasury’s Federal Insurance Office (FIO) released the most comprehensive data on ...

Discover how homeowners insurance protects against winter storm damage. Learn what's covered, from wind and snow to frozen pipes, and understand key exclusions to safeguard your home.