Homeowners insurance perils are unpredictable events that cause damage to your property. Home insurance typically covers 16 named perils. Commonly excluded perils from home insurance policies ...

An analysis of homes listed for sale nationally in June 2024 showed properties with high flood or fire risks took an ...

Earthquake insurance can help you repair your home and replace your belongings after an earthquake or landslide.

Both homeowners and renters insurance provide financial protection against damage caused by sudden or unexpected events. The events covered — also called perils — can differ but are similar across ...

Damage to your home must be caused by an insurance peril to be covered. Homeowners insurance protects your dwelling and personal property and offers liability coverage. Unlike car insurance ...

Data released by the state of Florida shows more and more homeowners are opting for an alternative form of home insurance — if they can stand the risks.

This product will enable policyholders to modify their coverage by adjusting base perils, deductibles and co-pay options.

Additionally, homeowners insurance provides loss of use if you need to temporarily relocate. Damage to your home or personal belongings by a named event, or peril, is covered. A home is the most ...

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