Progressive and State Farm earned 5 out of 5 stars in our ranking of the best high-risk home insurance companies. ... Trees that overhang your house can become a costly insurance claim.

The disappointing surprise is that while the standard home insurance policy does cover fire and wind damage, even good ...

How to get fire insurance for a high-risk home. Companies may not offer you insurance if you live in a house with a high fire risk. Or they could decline to renew your policy. This may be because ...

Homeowners in these areas should still buy a flood insurance policy. But because these regions face a lower flood risk than blue zones, your flood insurance rates will likely be lower. You should also ...

According to the Federal Emergency Management Agency (FEMA), more than 40% of claims through the National Flood Insurance Program (NFIP) come from damage to homes located outside high-risk areas.

Wondering who needs umbrella insurance? It can make sense for parents, homeowners, landlords, high earners and others with something to lose. See expert-backed scenarios to help you decide.

If you’re going to be leaving your home empty for an extended period 360 Reviews will help you understand when you might need a vacant home insurance policy.

Colorado homeowners spend big on wildfire safety, but insurance rates keep rising. A new law will require insurers to factor ...

The best homeowners insurance for high-risk homes in 2025 If you have a high-risk home, Allstate, American Family and Foremost are among the top picks for homeowners insurance. Updated Wed, Jun 11 ...