Homeowners insurance rate increases are outpacing inflation in several U.S. states, according to a new report from the ...

While a homeowners policy covers many risks, exceptions can include floods and earthquakes, for which you may need other coverage. In deciding how much insurance to buy you'll want to consider ...

Do You Need Special Insurance for a Vacant Home? According to the Insurance Information Institute (III), many homeowners insurance providers will not insure you if your home has been vacant for 30 ...

Life insurance can seem like a good idea ... You can also withdraw funds from the cash value if you need them for home renovations, college costs, or other expenses. Note that withdrawing the ...

Learn More: Is Homeowner’s Insurance Ever Tax-Deductible? Do I need to pay extra for wildfire coverage? Many homeowner policies cover wildfires just as they cover more typical fires—like ...

Commissions do not affect our editors' opinions or evaluations. We evaluated multiple factors when determining the best homeowners insurance companies, such as costs, complaints and coverage options.

Here's why home insurance companies turn applicants down and what your options are if it happens to you. There are many different reasons a carrier might turn you down, some of which have to do ...

Home insurance is meant to help minimize the financial impact of costly, unexpected damage to your home and property. When determining how much home insurance you need, it’s important to know ...

To purchase umbrella insurance, you'll need a minimum level of home and auto liability coverage, typically $250,000 for auto insurance and $300,000 for homeowners insurance. Here's what you need ...