Strategies include adding riders to life insurance for younger individuals and considering hybrid or traditional long-term ...

Americans are badly misinformed about the basics of long-term care, a point driven home in numerous surveys and studies. One ...

Medicare is a cornerstone of health insurance for many Americans, yet it falls short in covering long-term care needs. This ...

The Maine Bureau of Insurance has scaled back several long-term care insurance rate increases proposed by Genworth Life ...

Mutual of Omaha has the best traditional long-term care insurance. New York Life is also a good option, and Nationwide has quality options on its life insurance policies.

Read our expert's review about John Hancock Long-Term Care Insurance. Ratings include coverage, premium costs, out-of-pocket costs and policy options.

The data on long-term care usage reveals a head-scratching gap: While 22% of the population of people 65 and over will need long-term care for more than five years, just 4% of the population over ...

AI can help improve care and reduce costs. But it can also lead to delays in care or even denials, all in the name of saving money.

Guardian and MassMutual top our list of the best term life insurance companies in 2025 — see how companies compare.

"Traditional Medicare has roughly 20% cost-sharing," Sommers said. "For people who have both Medicaid and Medicare, Medicaid covers those costs. Also, traditional Medicare has no out-of-pocket cap, ...