You can directly dispute debts with a debt collector by requesting debt validation within 30 days of first contact. To do this, you'll write a detailed letter demanding proof that you owe the debt and ...

Your financial well-being depends on having an accurate credit report. Errors can harm your credit score and impact your potential to secure loans or credit cards easily. That is why there are ...

Nearly two-thirds (62%) of data furnishers surveyed, 84% of whom manage disputes with a 1-to-10-person team, report that their most pressing challenge is identifying trends and root causes of ...

And better yet, dispute any errors on your credit report on your own. There is no fee to clean up your credit and you’ll avoid misleading companies that may take advantage of your poor credit ...

Discovering unauthorized queries in your credit report is a gut punch. It can signal potential fraud and impact future access ...

In addition to the AI chatbots that consumers can use, some companies claim to offer AI-powered credit repair services. These services may include using AI to automate parts of the credit repair ...

You can dispute errors and ask for them to be removed by the credit bureau or creditor responsible for the data. And we’ve got you covered if you’re not sure how to read your credit report.

Equifax was heavily fined by the Consumer Financial Protection Bureau for not adequately investigating consumer credit report ...

The time it takes debt and derogatory marks to fall off your credit report depends on the type of debt or mark involved. In general, most debt will fall off your credit report after seven years, but ...

If you spot any mistakes on your credit report, dispute any errors with the credit bureau or with the company reporting the false information. Next, it’s time to implement responsible credit habits.

When St. Louis resident David Murray moved out of his apartment two months early, he thought he had done everything right — ...