We’ve gotten a lot of questions from readers lately about chip-and-PIN credit cards, also known as EMV cards (for Europay, MasterCard and Visa, the originators of the technology).

Is chip-and-PIN technology the panacea that it’s been made out to be? A credit card chip is pictured in this stock image. Adam Gault/Getty Images — -- A recent Gallup survey found that 69 ...

Observers have suggested that if EMV or chip-and-PIN cards were required throughout the U.S., a recent $45 million fraud that involved some U.S. ATMs would have been prevented. A closer look at the ...

1. Chip and PIN credit cards are more expensive to steal and replicate Thanks to the microchip on the card, these cards are significantly more difficult and expensive to counterfeit.

Retail IT prepares for new technology To get ready to accept and process chip-and-PIN cards, retailers and businesses alike will need a point-of-sale terminal that can read them.

(AP Photo/Mark Lennihan, File) Over six months ago, consumers, banks and retailers reached an important milestone in the long-awaited transition to chip-enabled credit cards – an industry ...

The way to stop such fraud is the “chip and pin” technology, Dan Kaminsky, founder of White Ops, a company that uses hacking methods to reduce online fraud, told FoxNews.com.

A more secure credit card technology called chip and pin is slated to roll out next year, but with the holiday season upon us and a seemingly endless number of data breaches, this supposed answer ...

Combined with a PIN number, this new technology has proven extremely effective in reducing fraud in Canada and Europe. Victories against card fraud seem to follow chip-and-PIN cards around the world.

Not having chip-and-PIN credit cards can put Americans at a disadvantage when traveling in Europe.