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Around that time, a new, “360 Performance Savings” account was launched that increased rates from 0.40% in 2022 to 4.35% in January 2024. The CFPB stated that Capital One “schemed to keep ...

In contrast, from April 2022 to August 2024, Capital One raised the interest rate on the Performance accounts from 0.40 percent to 4.25 percent, the CFPB states in the complaint. “The CFPB is ...