The ‘Fair Plan’ is making some changes expected to be implemented by mid-2025.The California insurance commissioner has been attempting to ‘modernize’ the fair ...

California homeowners are suing the FAIR Plan, the state’s last option for those needing fire insurance, accusing it of failing to provide the legally required coverage for smoke damage.

California FAIR Plan is an insurance conglomerate that provides coverage for those living in high-risk areas (due to frequent wildfires, earthquakes, etc.) in California. It isn’t a state agency ...

A class-action lawsuit against the California FAIR Plan Assn. accuses the state’s insurance program of last resort of unlawfully selling policies with subpar coverage for fire and smoke damage.

The California Fair Access to Insurance Requirements, or FAIR, Plan was established in 1968 in order to provide insurance coverage to homeowners in high-risk areas, whether that means their ...

A California FAIR Plan policy is supposed to offer temporary “last resort” coverage, but some policyholders have had FAIR Plan policies for a number of years.

“The number of consumers forced to obtain a policy from the FAIR Plan because they could not find an insurance company willing to write them coverage increased by 49,049 policies in 2020 to ...

California's FAIR Plan only covers a few types of damage, like fire and smoke. You can add coverage for windstorms, vandalism and other common types of damage. But CA FAIR doesn't offer protection ...

In the aftermath of the Southern California fires, there is ongoing discussion about homeowners' fire insurance coverage. Some regions of the Southland are covered by an alternative fire insurance ...

First, a correction to last week’s column. FAIR Plan actually has $1.4 billion in “aggregate loss retention,” a measure of coverage for excess losses, for instance, from a bad wildfire.

News California couple sues insurance companies, FAIR Plan over wildfire coverage By Stephen Hobbs Updated April 1, 2025 4:44 PM ...