A Los Angeles County Superior Court judge has ruled that the California FAIR Plan's smoke-damage policy, which limits claims ...

“This landmark ruling establishes that Fair Plan's smoke-damage denial policies are illegal, paving the way for thousands of ...

That decision was prompted by a lawsuit filed in 2021 by a man whose home, about 100 miles east of Sacramento, burned in a ...

The FAIR Plan pays all covered claims, including smoke claims, consistent with California law and its policy forms, which are approved by the California Department of Insurance.

Under a FAIR Plan request approved by the state Tuesday, all insurers doing business in California will have to bear half the cost and can pass on the rest to all policyholders in the form of a ...

Jordan and her husband, Stephen Unckles, are among 10 victims of the Eaton and Palisades fires who are plaintiffs in a Los Angeles County Superior Court lawsuit filed Thursday against the Fair Plan.

California homeowners are suing the FAIR Plan, the state’s last option for those needing fire insurance, accusing it of failing to provide the legally required coverage for smoke damage.

Homeowners who suffered smoke damage during the Southern California wildfires in January got a big win in court.

The FAIR Plan pays all covered claims, including smoke claims, consistent with California law and its policy forms, which are approved by the California Department of Insurance.