Many homeowners have received non-renewal notices - forcing them to use the California ... However, the FAIR plan is just fire insurance. Then you also have to get your wrap-around policy.

“I nearly fell apart,” she said. Spira, a real-estate lawyer, fought back and the insurer, California’s Fair Plan, agreed her Pacific Palisades house was covered when the infernos sparked.

That’s especially true for some families forced onto the California FAIR Plan as a last resort after their original providers dropped them. James Borow filed claims the day after the ...

“I nearly fell apart,” she said. Spira, a real-estate lawyer, fought back and the insurer, California’s Fair Plan, agreed her Pacific Palisades house was covered when the infernos sparked.