A free budget worksheet can help you categorize your monthly ... It's important to factor in your age, debt, and financial goals when determining how much to spend and save each month.

Although the budget deficit and the public debt feature prominently in political debate and ... Narrow definitions of debt and deficit encourage operations involving off-balance-sheets assets and ...

As you review your budget and debt payoff plan, take time to evaluate your joyful spending and ask yourself whether certain expenses were worth it. Give yourself permission to let your sources of ...