The down payment is the biggest barrier to achieving homeownership, so why is a Washington regulator ending a program of ...

“Special Purpose Credit Programs,” or SPCPs, are targeted lending products designed to specifically benefit some groups of Americans who have historically been denied credit due to discriminatio ...

The FHFA also ended Fannie Mae and Freddie Mac's participation in special purpose credit programs, which allow creditors to consider race, ethnicity or geographic location when assessing credit ...