Health insurance is a contract where a company agrees to cover a portion of a person's medical expenses in exchange for a monthly premium. Read on for more.

Secondary health insurance is an add-on policy that gives you more coverage or better coverage than what you already have. There are many types of secondary insurance plans. The best options for you ...

Commercial health insurance, also called private health insurance, is how most Americans get health coverage. We look at the options available.

In 2022, the average premium for a family on an employer-sponsored health insurance plan was $22,263 per year, or $1,855 monthly.

Catastrophic health insurance has lower premiums than most metal-level marketplace plans, but the highest possible deductible and out-of-pocket maximum. It makes sense for some people who have ...

Health insurance companies provide insured persons with the option to purchase a rider, an added policy feature, for a specific covered benefit. However, these riders can be costly and may not be ...

Californians who get their health insurance through the state’s marketplace will see premiums increase by an average of 10.3% ...

Many people don’t know they can fight a health insurance denial, let alone how to do it. Here are practical tips for ...

Usually, your health insurance will pay for things before you reach your deductible. For example, nearly all health insurance plans completely pay for things like annual checkups, vaccines and cancer ...