It's rumoured the Chancellor will cut the limit to £4,000 later in 2025. Got savings? Using your allowance sooner is likely safer. Earn over 5% tax-free. Best buys below The new tax year is here, so ...

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Over my forty years or so in and around dealing rooms and financial markets, I have heard many theories as to how to approach that problem and have settled on a process that has worked for me.