6-month car insurance gives more flexibility with rates and faster adjustments while 12-month policies lock in your rates for longer and insulate you to change.

But pinpointing the best time to renew your car insurance could help make it considerably cheaper, experts suggest. This is because leaving it too late can be used as a mark against you as a ...

Here are a few specific reasons your home insurance provider may have chosen not to renew your policy: Failure to pay your premiums on time is one of the most common reasons for policy cancellation.

The crucial time to act in when your car insurance is up for renewal, Mr Lewis explains. This is typically every 12 months, and most policies will come with auto-renewal unless the provider is ...