The tax-and-spending legislation enacted in July has tax breaks for some savers but makes an already-complex process trickier ...

Can I convert it to a Roth IRA without paying the deferred taxes when I roll it over? -Tommy Generally, the answer here is no. There's typically no method to totally dodge taxes on … Continue reading ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement.

A Traditional IRA allows you to make tax-deductible contributions, but imposes income tax on subsequent withdrawals. Conversely, a Roth IRA works with after-tax dollars: you pay taxes at the time ...

Among the various options available, a 401 (k) rollover to an Individual Retirement Account (IRA) is often presented as the ...

Roth IRAs can be a great way to save for retirement, but there are rules. What are the rules for contributing to and withdrawing from a Roth IRA?

Additionally, rolling over your 401 (k) to an IRA, subsequently allows you to complete Roth conversions.

A retiree’s ability to exert some control over their taxes is increased when their portfolio includes accounts with different tax characteristics.

If you’ve looked into the benefits and decided that you’d like to convert funds currently held in other accounts to a Roth IRA, you’ve undoubtedly considered the tax implications. Here, we ...

The future tax rates that you anticipate to be subject to in retirement are also a factor to consider in evaluating the traditional IRA versus the Roth IRA.