The tax-and-spending legislation enacted in July has tax breaks for some savers but makes an already-complex process trickier ...

Financial Face-Off Should you do a Roth IRA conversion now? Yes, if you’re in this ‘holy grail’ group. Roth conversions are irreversible, so it’s imperative to fully understand the ...

A Roth 401(k) could cut your tax bill in retirement — so why aren't more people using it? A CFP breaks down how it works and ...

Can I convert it to a Roth IRA without paying the deferred taxes when I roll it over? -Tommy Generally, the answer here is no. There's typically no method to totally dodge taxes on … Continue reading ...

Converting a traditional individual retirement account to a Roth IRA is a powerful way to reduce taxes in retirement.

A Traditional IRA allows you to make tax-deductible contributions, but imposes income tax on subsequent withdrawals. Conversely, a Roth IRA works with after-tax dollars: you pay taxes at the time ...

Among the various options available, a 401 (k) rollover to an Individual Retirement Account (IRA) is often presented as the ...

Debunking these myths can show the true benefits of a Roth IRA.

Is your Roth IRA safe from future tax code changes? Learn what could happen and how to protect your retirement savings.

Top traditional IRA mistakes and how to avoid them IRAs are one of the most popular ways to save for retirement, but simple mistakes can cost you.