Consumer Watchdog sues Insurance Commissioner Ricardo Lara, alleging that rules he issued last year that will allow the ...

California’s last-resort insurance program says it’s in dire financial straits after the Los Angeles wildfires.

The lawsuit filed Monday arrives as California grapples with a deepening insurance availability crisis. Over the last several years, major insurers have scaled back or exited the state's home ...

The Colorado FAIR Plan officially launched on Thursday, which will provide some hope and relief for Colorado homeowners.

Once thought of as a small, rarely-used backstop, the FAIR Plan is now one of the largest insurers in the state, and people without FAIR Plan insurance are the ones on the hook for the FAIR Plan's ...

SACRAMENTO — As more people in California lose private insurance, the state's FAIR plan is filling up with homes in places the industry itself has classified as low-risk for wildfire. The state ...

Coloradans who are denied by three insurance companies for coverage can now purchase a last resort homeowners policy, but ...

Colorado will launch the state’s new, last-resort homeowners insurance program — known as the FAIR Plan — on Thursday even as this summer’s weather conditions could be ripe for severe ...

Firefighters battle the Palisades fire on El Medio Ave. on Jan. 7. (Brian van der Brug/Los Angeles Times) ...