Discover how homeowners insurance protects against winter storm damage. Learn what's covered, from wind and snow to frozen pipes, and understand key exclusions to safeguard your home.

Though some snow is possible with this system, the main weather threat will be freezing rain, and thus ice, forecasters said.

A broad policy (HO-2) covers losses to your home or belongings caused by a list of named perils, including: A special policy ... This is the most generous form of coverage—and the priciest ...

If your company is located in a snow belt, a specialized form ... a special worldwide liability policy is available. This may or may not include kidnap and extortion coverage.

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