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A payday loan is a short-term, high-interest personal loan, usually for a small amount, due on your next payday. While the idea sounds simple enough, such loans are extremely risky and often ...

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According to the report, aggregate costs for payday loans increased to $6.7 billion in 2024 from $6.2 billion in 2023. Bank small-dollar loans are a relatively new offering that emerged last year.

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