If you’re a homeowner in California, you’ve probably already felt the impact of our state’s collapsing fire insurance market.

Rising home insurance costs are straining budgets, but there are ways to lower your premium without sacrificing protection.

To cut through the confusion, we asked insurance experts to break down the essentials. Below, they share insights on coverage ...

A home warranty could lower your expenses for certain repairs, but you should weigh whether paying the premium is worth it.

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