Figures released by the state's insurer of last resort show double digit percentage increases over last fiscal year, and ...

California’s FAIR Plan may have to cover thousands of smoke-damage claims it had previously denied, following a Los Angeles Court ruling.

Judge rules Fair Plan smoke damage policy violates state law The ruling comes as insurers face growing legal pressures following the January blazes.

As homeowners across the state have struggled to find coverage with private insurers, they’ve turned to the state’s insurer of last resort. As of March 2025, the California FAIR Plan had 573,739 ...

Homeowners who suffered smoke damage during the Southern California wildfires in January got a big win in court.

A Los Angeles Superior Court judge ruled that the California FAIR Plan’s smoke-damage policy directly violates state law by denying coverage for clean-up and remediatons, a very expensive ...

Judge rules California’s FAIR Plan must pay smoke damage claims “The dirty secret” is that (denying claims) saves the carriers millions of dollars, according to the plaintiff’s lawyer.