A 30-year-old Reddit user is concerned about planning for the future. The original poster (OP) has no debt, but also has ...

Uncertainty about the economy and a new era of extreme, unpredictable swings in the markets are making us all rethink ...

Use this $80,000 to invest in your peace of mind - pay some to reduce your mortgage payments, assuming your payments are small enough to make a significant dent, put $10,000 in an emergency fund for ...

Dear Quentin, I’m 63 with a $2.2 million retirement portfolio, mostly held in a traditional IRA and 401(k). I max out my ...

I receive a great many inquiries about retirement accounts. One area of particular interest is Roth conversions. Fortunately, ...

The money you sock away in a traditional IRA is tax-deferred from a gains perspective. This means you won't pay the IRS taxes on gains year after year, but rather at the time of your withdrawals. Roth ...

Learn when and how to withdraw funds to avoid any taxes and penalties What 50-Year-Olds Need To Know About Roth IRAs What 50-Year-Olds Need To Know About Roth IRAs What You Need to Know About Roth ...

Unlike Roth IRAs, traditional IRAs are funded with pre-tax dollars, meaning distributions are subject to ordinary income tax. When heirs inherit a traditional IRA, they must pay taxes on ...

You may be hesitant to give up the tax break of a traditional IRA. With a Roth IRA, you get to reap multiple benefits once you're retired. These include tax-free gains and withdrawals and more ...

Having financial flexibility in retirement — especially in being able to maximize your spending while minimizing your taxes — is an optimal situation. And it’s one you can arrange by keeping ...

Converting an IRA into a Roth IRA can help you reduce or avoid required minimum distributions (RMDs) later on. Roth IRAs, unlike traditional IRAs and 401(k)s, aren’t subject to RMD rules.