Millions of federal student loan borrowers face a renewed threat to their wages and tax refunds starting May 5, when the Department of Education (DOE) resumes debt collection on defaulted loans. New ...

Discover the key factors to consider when deciding between a traditional IRA and a Roth IRA conversion. Explore how your ...

At age 50, Roth contributions might be valuable, for the right household. With a Roth portfolio, the question is balancing the opportunity costs against long-term savings. Here’s the general ...

Kevin Quinn, estate planning attorney at Legacy Counsellors, PC, said investors should consider partial Roth conversions or new Roth contributions if their required minimum distributions (RMDs ...

Simply stated, this individual would convert a traditional IRA to a Roth IRA, allowing them to take advantage of tax-free growth and the withdrawal benefits of a Roth IRA. As with regular Roth IRA ...

Understanding the allocations in your Roth IRA can help manage volatility and set realistic expectations for long-term ...

Also, early withdrawals from a traditional to Roth IRA conversion — including the contribution part — are subject to penalties. The good news is that the ordering rules of premature Roth IRA ...

The difference can be contributed to an after-tax account and then converted to the 401(k) through a mega backdoor Roth conversion. While that’s how you can achieve such high contributions ...

NEWPORT BEACH, Calif., April 17, 2025 (GLOBE NEWSWIRE) -- via IBN -- The 37th Annual ROTH Conference welcomed thousands of participants from around the globe to Dana Point, California, where the event ...

Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion. Roth IRA earnings are tax-free after age 59 1/2 and a five-year holding period.